18 Tips to Retire Cheaply and Still Enjoy Your Time

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 18 Tips to Retire Cheaply and Still Enjoy Your Time

Day-to-day, must-have expenses in retirement such as housing, food, and health care are best covered by lifetime guaranteed income sources, which include Social Security, pensions, or income annuities, Assaf says. Earmarking Social Security money to cover the essentials will help you live more frugally. “If you can afford to, consider paying nice-to-have, more easily adjusted expenses with your withdrawals from savings, which can be a helpful way to make your savings last longer,” Assaf says.

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